Financial products to fit every need.

Ingersoll Rand Financial Services offers financial solutions for all
types of customers from small business owners with one employee to large enterprises with thousands of employees. We offer a widerange of smart, flexible financing products that fit unique and changing business needs.

What we offer our customers

Full Range of Financing Vehicles

• Capital leases with $1 and balloon buyouts
• True leases (fair market value and operating)
• Loans – notes and security agreements
• Sub-Leases
• State and local municipal financing

Flexible Payment Plans

• First payment deferments
• Skip, step and seasonal payments
• Direct debit payments
• Early termination and buy-out options
• FMV not-to-exceed caps
• Promotional plans

Additional Finance Options

• Terms from 12 to 120 months
• Soft costs (freight, install, start-up, etc.)
• Minimum transaction size of $1,000
• Aftermarket, non-Ingersoll Rand and
  used equipment financing
• Maintenance contracts

Cash Flow

• 100% financing
• Low fixed monthly payments improve cash forecasting
• Bank lines are preserved
• Minimal documentation fee
• Wide range of products allow monthly payments to match cash flow needs
• Bundled financing allows for soft costs, such as freight and installation to be rolled into payment
• Competitive rates
• Tax and accounting benefits

Business Benefits

• An additional credit reference and source is established
• Internal approval for financing may be obtained faster and easier
• Ease of purchase process
• One page application, fast response times and simplified documentation make financing easy

All financing is subject to credit approval. Programs available are based on the
customers credit worthiness.